Oscar Health therapists in Texas

Use the directory filter for Oscar Health, then verify before your first session: call Oscar Health member services with the clinician's NPI and confirm they're contracted on your specific plan. In-network status can vary by employer group even within the same insurer.

Most Oscar Health PPO and EPO plans do not require a referral for outpatient mental health. HMO and some Medicaid managed-care plans may. Check the back of your member ID card or call member services.

Typical mental health copays range from $0 to $50 per session, depending on plan tier (Bronze, Silver, Gold, Platinum) and whether you've met your deductible. Medicaid-based plans usually have no member cost.

Yes. Oscar Health covers telehealth therapy with Texas-licensed clinicians on parity with in-person sessions under Texas mental-health parity law and federal MHPAEA rules.

If your plan has out-of-network benefits, the clinician can provide a "superbill" you submit for partial reimbursement after meeting your out-of-network deductible. Confirm percentage covered and deductible with Oscar Health member services first.

Federal parity law prohibits Oscar Health from setting tighter visit limits on mental health than on medical care — for most plans this means unlimited medically necessary outpatient therapy. Some plans use authorization after a certain number of visits; your therapist will request renewal if needed.

Oscar Health covers family or couples therapy when there is an identified patient with a covered diagnosis (e.g., depression, anxiety, PTSD). Pure relationship coaching without a diagnosis is usually not a covered benefit — ask the therapist to clarify before billing.