TRICARE covers outpatient mental health for active-duty service members, retirees, and dependents. Texas is in the TRICARE East Region, administered by Humana Military.
tricare · Texas coverage
TRICARE therapists in Texas
Health program for active-duty service members, retirees, and their families.
Also known as: Tricare West, Tricare East, Tricare Prime, Tricare Select
Member services
1-844-866-9378In-network notes
TRICARE Prime members may need a referral from their primary care manager for non-emergency mental health. TRICARE Select members can self-refer to any network provider.
Texas therapists who accept TRICARE
All 0 clinicians are licensed in Texas and offer secure video sessions statewide. Verify in-network status with TRICARE before your first session.
We don't currently list a Texas therapist confirmed in-network with TRICARE. Browse the full directory and ask each clinician about out-of-network reimbursement or self-pay options.
Browse all Texas therapists →Frequently asked about TRICARE therapy coverage in Texas
How do I confirm a Texas therapist is in-network with TRICARE?
Use the directory filter for TRICARE, then verify before your first session: call TRICARE member services with the clinician's NPI and confirm they're contracted on your specific plan. In-network status can vary by employer group even within the same insurer.
Does TRICARE require a referral for therapy in Texas?
Most TRICARE PPO and EPO plans do not require a referral for outpatient mental health. HMO and some Medicaid managed-care plans may. Check the back of your member ID card or call member services.
What does a TRICARE therapy copay typically look like?
Typical mental health copays range from $0 to $50 per session, depending on plan tier (Bronze, Silver, Gold, Platinum) and whether you've met your deductible. Medicaid-based plans usually have no member cost.
Can I see a TRICARE therapist by telehealth in Texas?
Yes. TRICARE covers telehealth therapy with Texas-licensed clinicians on parity with in-person sessions under Texas mental-health parity law and federal MHPAEA rules.
What if my TRICARE therapist is out-of-network?
If your plan has out-of-network benefits, the clinician can provide a "superbill" you submit for partial reimbursement after meeting your out-of-network deductible. Confirm percentage covered and deductible with TRICARE member services first.
How many therapy sessions does TRICARE cover per year?
Federal parity law prohibits TRICARE from setting tighter visit limits on mental health than on medical care — for most plans this means unlimited medically necessary outpatient therapy. Some plans use authorization after a certain number of visits; your therapist will request renewal if needed.
Does TRICARE cover couples or family therapy?
TRICARE covers family or couples therapy when there is an identified patient with a covered diagnosis (e.g., depression, anxiety, PTSD). Pure relationship coaching without a diagnosis is usually not a covered benefit — ask the therapist to clarify before billing.
Last reviewed: 5/17/2026. Coverage details may change — always verify with TRICARE member services and the therapist before booking.