Humana's Texas footprint is concentrated in Medicare Advantage plans. Most plans cover individual therapy with low copays and no referral required for in-network behavioral health providers.
commercial · Texas coverage
Humana therapists in Texas
Strong Medicare Advantage presence in Texas.
Also known as: Humana Medicare, Humana Gold Plus
Member services
1-800-457-4708In-network notes
Verify the provider is contracted with your specific Humana product (Humana Gold Plus HMO vs. Humana Choice PPO). Telehealth therapy is covered.
Texas therapists who accept Humana
All 0 clinicians are licensed in Texas and offer secure video sessions statewide. Verify in-network status with Humana before your first session.
We don't currently list a Texas therapist confirmed in-network with Humana. Browse the full directory and ask each clinician about out-of-network reimbursement or self-pay options.
Browse all Texas therapists →Frequently asked about Humana therapy coverage in Texas
How do I confirm a Texas therapist is in-network with Humana?
Use the directory filter for Humana, then verify before your first session: call Humana member services with the clinician's NPI and confirm they're contracted on your specific plan. In-network status can vary by employer group even within the same insurer.
Does Humana require a referral for therapy in Texas?
Most Humana PPO and EPO plans do not require a referral for outpatient mental health. HMO and some Medicaid managed-care plans may. Check the back of your member ID card or call member services.
What does a Humana therapy copay typically look like?
Typical mental health copays range from $0 to $50 per session, depending on plan tier (Bronze, Silver, Gold, Platinum) and whether you've met your deductible. Medicaid-based plans usually have no member cost.
Can I see a Humana therapist by telehealth in Texas?
Yes. Humana covers telehealth therapy with Texas-licensed clinicians on parity with in-person sessions under Texas mental-health parity law and federal MHPAEA rules.
What if my Humana therapist is out-of-network?
If your plan has out-of-network benefits, the clinician can provide a "superbill" you submit for partial reimbursement after meeting your out-of-network deductible. Confirm percentage covered and deductible with Humana member services first.
How many therapy sessions does Humana cover per year?
Federal parity law prohibits Humana from setting tighter visit limits on mental health than on medical care — for most plans this means unlimited medically necessary outpatient therapy. Some plans use authorization after a certain number of visits; your therapist will request renewal if needed.
Does Humana cover couples or family therapy?
Humana covers family or couples therapy when there is an identified patient with a covered diagnosis (e.g., depression, anxiety, PTSD). Pure relationship coaching without a diagnosis is usually not a covered benefit — ask the therapist to clarify before billing.
Last reviewed: 5/17/2026. Coverage details may change — always verify with Humana member services and the therapist before booking.