Original Medicare (Part B) covers individual and group therapy with licensed clinical social workers, licensed psychologists, and psychiatrists. Members pay 20% of the Medicare-approved amount after meeting the Part B deductible.
medicare · Texas coverage
Medicare therapists in Texas
Federal health insurance for adults 65+ and certain younger adults with disabilities.
Also known as: Original Medicare, Medicare Part B
Member services
1-800-633-4227In-network notes
Only certain license types are reimbursable under Original Medicare — LCSWs, psychologists, and psychiatrists are. LPCs and LMFTs are reimbursable under Medicare as of January 2024.
Texas therapists who accept Medicare
All 0 clinicians are licensed in Texas and offer secure video sessions statewide. Verify in-network status with Medicare before your first session.
We don't currently list a Texas therapist confirmed in-network with Medicare. Browse the full directory and ask each clinician about out-of-network reimbursement or self-pay options.
Browse all Texas therapists →Frequently asked about Medicare therapy coverage in Texas
How do I confirm a Texas therapist is in-network with Medicare?
Use the directory filter for Medicare, then verify before your first session: call Medicare member services with the clinician's NPI and confirm they're contracted on your specific plan. In-network status can vary by employer group even within the same insurer.
Does Medicare require a referral for therapy in Texas?
Most Medicare PPO and EPO plans do not require a referral for outpatient mental health. HMO and some Medicaid managed-care plans may. Check the back of your member ID card or call member services.
What does a Medicare therapy copay typically look like?
Typical mental health copays range from $0 to $50 per session, depending on plan tier (Bronze, Silver, Gold, Platinum) and whether you've met your deductible. Medicaid-based plans usually have no member cost.
Can I see a Medicare therapist by telehealth in Texas?
Yes. Medicare covers telehealth therapy with Texas-licensed clinicians on parity with in-person sessions under Texas mental-health parity law and federal MHPAEA rules.
What if my Medicare therapist is out-of-network?
If your plan has out-of-network benefits, the clinician can provide a "superbill" you submit for partial reimbursement after meeting your out-of-network deductible. Confirm percentage covered and deductible with Medicare member services first.
How many therapy sessions does Medicare cover per year?
Federal parity law prohibits Medicare from setting tighter visit limits on mental health than on medical care — for most plans this means unlimited medically necessary outpatient therapy. Some plans use authorization after a certain number of visits; your therapist will request renewal if needed.
Does Medicare cover couples or family therapy?
Medicare covers family or couples therapy when there is an identified patient with a covered diagnosis (e.g., depression, anxiety, PTSD). Pure relationship coaching without a diagnosis is usually not a covered benefit — ask the therapist to clarify before billing.
Last reviewed: 5/17/2026. Coverage details may change — always verify with Medicare member services and the therapist before booking.