Cigna covers outpatient therapy, psychiatry, and intensive outpatient programs for most members. Behavioral health is administered by Evernorth (Cigna's behavioral arm).
commercial · Texas coverage
Cigna therapists in Texas
Commercial and Medicare plans with strong telehealth coverage.
Also known as: Cigna Healthcare, Cigna Behavioral Health, Evernorth
Member services
1-800-244-6224In-network notes
Cigna and Evernorth share a behavioral health network. Most Cigna plans include unlimited covered therapy visits per year at the in-network specialist copay.
Texas therapists who accept Cigna
All 0 clinicians are licensed in Texas and offer secure video sessions statewide. Verify in-network status with Cigna before your first session.
We don't currently list a Texas therapist confirmed in-network with Cigna. Browse the full directory and ask each clinician about out-of-network reimbursement or self-pay options.
Browse all Texas therapists →Frequently asked about Cigna therapy coverage in Texas
How do I confirm a Texas therapist is in-network with Cigna?
Use the directory filter for Cigna, then verify before your first session: call Cigna member services with the clinician's NPI and confirm they're contracted on your specific plan. In-network status can vary by employer group even within the same insurer.
Does Cigna require a referral for therapy in Texas?
Most Cigna PPO and EPO plans do not require a referral for outpatient mental health. HMO and some Medicaid managed-care plans may. Check the back of your member ID card or call member services.
What does a Cigna therapy copay typically look like?
Typical mental health copays range from $0 to $50 per session, depending on plan tier (Bronze, Silver, Gold, Platinum) and whether you've met your deductible. Medicaid-based plans usually have no member cost.
Can I see a Cigna therapist by telehealth in Texas?
Yes. Cigna covers telehealth therapy with Texas-licensed clinicians on parity with in-person sessions under Texas mental-health parity law and federal MHPAEA rules.
What if my Cigna therapist is out-of-network?
If your plan has out-of-network benefits, the clinician can provide a "superbill" you submit for partial reimbursement after meeting your out-of-network deductible. Confirm percentage covered and deductible with Cigna member services first.
How many therapy sessions does Cigna cover per year?
Federal parity law prohibits Cigna from setting tighter visit limits on mental health than on medical care — for most plans this means unlimited medically necessary outpatient therapy. Some plans use authorization after a certain number of visits; your therapist will request renewal if needed.
Does Cigna cover couples or family therapy?
Cigna covers family or couples therapy when there is an identified patient with a covered diagnosis (e.g., depression, anxiety, PTSD). Pure relationship coaching without a diagnosis is usually not a covered benefit — ask the therapist to clarify before billing.
Last reviewed: 5/17/2026. Coverage details may change — always verify with Cigna member services and the therapist before booking.